The Most Expensive Word You'll Ever Say
- Cedric Habiyaremye

- Dec 27, 2025
- 6 min read

There's a word you use almost every day that costs more than you realize. Not in money, though it affects that too. It costs you in time you'll never reclaim, energy you can't regenerate, and versions of yourself you'll never become.
The word is "yes."
We've been taught that "yes" is generous, cooperative, and ambitious. That it opens doors and builds relationships. That successful people say yes to opportunities. And there's truth in that until there isn't. Until you realize you've said yes so many times that you've lost track of what you actually wanted to say yes to in the first place.
Why We Keep Saying Yes When We Should Say No
The psychology of yes is seductive. It feels easier in the moment because it avoids immediate discomfort. Saying yes means:
You don't have to disappoint someone right now
You don't have to explain or justify yourself
You don't have to feel the brief sting of someone's reaction
You get to be the helpful person, the team player, the one who shows up
But here's what we don't calculate in that moment: yes is a promissory note written against your future self. You're borrowing time and energy from someone who doesn't yet know what they'll need it for. Your future self inherits the debt, often with interest.
We say yes because we underestimate future costs and overweight present approval. We say yes because we fear that "no" makes us difficult, selfish, or closed-minded. We say yes because we confuse being accommodating with being valuable. We say yes because, sometimes, we haven't figured out what we want to say yes to, so we let other people's clarity fill the vacuum of our own uncertainty.
The Hidden Price Tag of Every Yes
Every yes you speak carries costs that don't appear on any invoice:
Opportunity cost. When you say yes to leading that committee, you're saying no to writing that article. When you say yes to that coffee meeting, you're saying no to the deep work session that could have moved your own project forward. The tragedy isn't just in what you lose—it's that you often don't even notice what you've traded away until much later, when you wonder why your own goals are still languishing in "someday" territory.
Diluted focus. Your attention is not infinite, though we pretend it is. Each yes fragments your focus a little more. You become someone who does many things adequately rather than someone who does a few things exceptionally. The market rewards depth, but we keep choosing breadth. We become generalists of other people's priorities and amateurs in our own.
Strategic devaluation. Counterintuitively, saying yes to everything makes you less valuable, not more. When you're always available, people don't think "how helpful” they think "I can count on them to say yes." You become the path of least resistance rather than a strategic choice. The most respected people in any field aren't those who are always available; they're those whose yes means something because they give it sparingly.
Burnout and depletion. There's a particular exhaustion that comes from living a life you didn't design. It's not just tiredness—it's the soul-weariness of realizing you've been working hard on things that don't matter to you. You've been building other people's dreams with the raw materials of your one finite life.
Loss of ownership. Perhaps the deepest cost: when you say yes to everything, you're essentially handing over authorship of your life to whoever asks loudest or most recently. You stop being the architect of your days and become the contractor for everyone else's blueprints. Years pass, and you look around at a life that's objectively full but subjectively empty, busy with significance you don't feel.
The Radical Act of Saying No
Here's what shifts everything: understanding that "no" is not a rejection, it's a redirection. It's not about closing doors; it's about having the wisdom to walk through the right ones.
Saying no is not selfish. It's self-respecting. It's the acknowledgment that your time and energy are not renewable resources to be spent carelessly. It's the recognition that you cannot serve everyone and still serve your purpose. The people who call you selfish for protecting your capacity are often those who were benefiting from your lack of boundaries.
Saying no is strategic alignment. Every no to something misaligned is a yes to something that matters. The most successful people aren't those who seized every opportunity, they're those who had the discipline to ignore most opportunities in favor of the right ones. They understand that excellence requires focus, and focus requires ruthless prioritization.
Saying no increases your value. When you say no, you signal that your yes means something. People learn to bring you better opportunities because they know you'll decline the mediocre ones. Your judgment becomes trusted precisely because it's not indiscriminate. Scarcity creates value, and that includes the scarcity of your attention.
Saying no is an act of integrity. It means your commitments align with your values. When you only say yes to what genuinely matters to you, you show up with full presence and genuine enthusiasm. You're not resentfully fulfilling obligations; you're purposefully contributing to things you've consciously chosen.
Permission to Protect Your Yes
If you're someone who's been saying yes too often, here's what you need to hear: You're allowed to say no. You're allowed to disappoint people. You're allowed to change your mind about what you're available for. You're allowed to be selective, have boundaries, and be intentional about where your energy goes.
The people who matter will respect your no. The people who don't respect your no are often those who were taking advantage of your yes.
You don't owe anyone an elaborate explanation for your no. "I'm not able to take that on" is a complete sentence. So is "That's not aligned with my priorities right now." You're not required to justify protecting your time and energy.
Start by noticing: How many of your current commitments would you enthusiastically say yes to if they were proposed today? If the answer is "not many," you've already said yes too often. You've inherited obligations from a past version of yourself who didn't yet know the cost.
Choosing Your Yes With Wisdom
The goal isn't to say no to everything, it's to make your yes count. To say yes deliberately, strategically, aligned with who you're becoming rather than who you used to be.
Before you say yes to anything, ask yourself:
Does this align with my actual priorities, or just with my self-image?
Would I still say yes if this meant canceling something else I've committed to?
Am I saying yes out of excitement or out of guilt/fear/obligation?
Will future me thank present me for this choice?
The best yes comes from abundance, not scarcity. Not the abundance of time—we're all working with the same 24 hours—but the abundance of clarity about what matters. When you know what you're building, what you value, and where you're headed, yes and no become simpler. Not easier, but simpler.
Building a Life Worth Saying Yes To
Here's the deeper truth: the problem isn't that we say yes too much. It's that we haven't built a life compelling enough that saying no becomes the obvious choice.
When you're genuinely excited about your own projects, your own growth, your own purpose, you don't need discipline to say no; you need discipline to say yes. The default shifts. You stop needing to remind yourself that other people's priorities aren't your own, because you're actively living yours.
This is the work: not just learning to say no, but building something worth protecting with your no. Creating a vision clear enough that misaligned opportunities are obviously misaligned. Developing self-knowledge deep enough that you can distinguish between the yes of possibility and the yes of people-pleasing.
Your life is the sum of what you've said yes to.
Every yes shapes you, commits you, defines you. Which means every no preserves space for a better yes; one that's more aligned, more purposeful, more yours.
Your Most Valuable Asset
As the year ends and a new one begins, you have a chance to reconsider what you'll spend your yes on. To audit the commitments you've inherited and release the ones that no longer serve you. To get more expensive with your yes and more generous with your no.
Your time, your energy, your focus, these aren't just resources to be managed. They're the raw materials of your one unrepeatable life. They're how you'll build everything that matters to you. They're too valuable to give away by default to whoever happens to ask.
So yes, "yes" might be the most expensive word you say. But only if you keep saying it carelessly. The moment you realize what it costs, you can start spending it wisely on opportunities that deserve it, on people who value it, on a life that reflects your actual priorities instead of everyone else's requests.
That's when "yes" becomes powerful again. Not because you say it more, but because you say it better. With intention. With alignment. With the quiet confidence of someone who knows that their no protects something more valuable than any single opportunity: the possibility of becoming exactly who they're meant to be.
You get to decide what you say yes to. That decision is your most powerful one. Make it count.










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